Fast, Affordable
Malpractice Insurance
for Healthcare Providers

Created by experts who have worked directly in aesthetics and wellness, we understand the unique risks providers face. We built a modern insurance platform that makes it simple to get covered, stay compliant, and manage costs.

Malpractice Insurance Co. was built to make insurance clear, fast, and affordable for the modern provider. Whether you’re opening a med spa, running a wellness clinic, or practicing medicine, we’ve designed coverage around your needs.

Why We Exist

So we fixed it.

Unlike big national insurers, we’re providers ourselves. Our team comes from medical aesthetics, wellness, and med spa operations. We saw firsthand how frustrating and expensive it was to get malpractice insurance — endless forms, confusing coverage, and slow responses.

Instant quotes

Get options in minutes, not weeks

no big upfront bill

Monthly Payments

Same-day coverage

stop working uninsured

Advisors who get it

our team understands NPs, PAs, RNs, MDs, dentists, and med spas

Compliance guidance

we help ensure your coverage aligns with your state’s requirements.

no confusion, no guesswork.

We explain your coverage in
plain English

Why Work With Us?

Why We Help

We specialize in malpractice coverage for:

Coverage Options

Professional Liability

malpractice coverage for claims of negligence or patient injury

General Liability

slip-and-fall + property damage coverage

Cyber Liability

HIPAA breach & ransomware protection

Workers Comp

required in most states for staff

Business Owner’s Policy

bundle & save

Umbrella Coverage

for high-risk specialties like OB-GYN & surgery

How It Works

Tell us about your practice

malpractice coverage for claims of negligence or patient injury

See instant options

we shop top carriers

Get covered fast

many policies start same-day

How We’re Different

Traditional Insurers

7–14 days

Quote speed

1–2 weeks

Coverage start

Annual only

Payment

Broad (not healthcare-specific)

Industry focus

Minimal

Compliance help

Limited hours

Customer service

Instant online quotes

Quote speed

Same-day available

Quote speed

Monthly or annual

Quote speed

Healthcare providers only

Quote speed

Guarantee + alerts

Quote speed

24/7 live chat + phone

Quote speed

"I switched from a big national insurer and saved $1,800/year on my Dallas med spa policy. Coverage started in 24 hours — couldn’t be easier."

– Sarah M., NP, Dallas, TX

"As a new injector, I didn’t even know what I needed. Their advisor explained everything in plain English."

 – Jason P., RN, Miami, FL

"Now I can download my COI instantly. That alone saves me time and stress."

– Dr. Anthony L., Dentist, Phoenix, AZ

Learning Hub

We don’t just sell insurance — we teach it. Our Learning Hub covers:

Nationwide Coverage

Headquartered in Fort Worth, Texas, we provide coverage nationwide.

Explore malpractice insurance in all 50 states: Alabama, California, Texas, New York

Flexible Pricing

Typical premiums: $800–$7,000 annually (lower for injectors, higher for surgeons).

What does malpractice insurance actually cover?

It protects against patient claims of negligence, mistakes, or injuries tied to your professional care.

Who needs it?

Frequently Asked Questions

Meet Our Team

Real advisors. Real providers.

 “We started Malpractice Insurance Co. after struggling ourselves to get coverage for our med spa and wellness clinics. Too many providers were overpaying or confused by complex policies. Our mission is simple: protect your license with affordable, clear insurance.”

Malpractice Insurance for Every Healthcare Profession

At Malpractice Insurance Co., we provide professional liability coverage for nearly every type of licensed healthcare professional in the United States. Whether you work in direct patient care, aesthetics, therapy, or allied health, we make it fast and simple to get the protection your license deserves.

Browse malpractice insurance options by profession below — each link takes you to a dedicated page with details, pricing, and coverage insights for your role.

Popular Professions We Cover

Nurse Practitioner Malpractice Insurance

Physician Assistant Malpractice Insurance

Registered Nurse (RN) Malpractice Insurance

Licensed Practical Nurse (LPN/LVN) Malpractice Insurance

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IV Therapy & Wellness Clinic Malpractice Insurance

Med Spa Owner Malpractice Insurance

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Yoga Instructor & Fitness Professional Liability Insurance

Search by Profession

Can’t find your title? We insure over 200 healthcare specialties, including: Academic Language Therapists, Art Therapists, Athletic Trainers, Behavioral Specialists, Counselors, Estheticians, Medical Technologists, Perfusionists, Radiologic Technicians, Sleep Technologists, and many more.

Insurance Built by Providers, for Providers

From nurse injectors to physicians, thousands trust Malpractice Insurance Co. for affordable, compliant coverage.