Affordable liability coverage designed for RN practice
As a registered nurse, your role extends far beyond traditional bedside care. Whether you’re administering aesthetic injections, managing IV infusion therapy, coordinating patient care in a wellness clinic, or working travel assignments, you need malpractice insurance that protects the full scope of your nursing practice.
We specialize in malpractice insurance for registered nurses in all practice settings and all 50 states.
We specialize in malpractice insurance for med spa across all practice settings and all 50 states.
Registered nurses today are performing clinical procedures and taking on responsibilities that create real liability exposure. You’re administering medications, performing injections, managing complex patient care, and making critical clinical decisions. Each of these activities carries professional risk.
Many RNs assume their employer’s coverage is enough, but employer policies protect the organization first, not you personally. If you’re named in a lawsuit, you need your own coverage to ensure your interests are represented and your personal assets are protected.
We built our RN coverage specifically for the expanded roles nurses are taking on in modern healthcare, from aesthetic medicine to infusion therapy to wellness services.
We understand nurses work hard for their income. Our RN policies start as low as $400 annually, with monthly payment plans available to fit your budget.
Get your personalized rate in 60 seconds. Enter your specialty, state, and practice setting to see your price immediately.
Need coverage today? We can issue your policy the same day so you can start your new position or assignment fully protected.
Month-to-month options available. Cancel anytime if your employment situation changes.
Whether you’re a travel nurse, work multiple per diem jobs, or pick up shifts at different facilities, our coverage follows you wherever you practice.
Your policy includes legal defense costs outside your coverage limits, so attorney fees don’t reduce the money available to defend claims.
Claims-Made vs. Occurrence Policies
Choose the policy type that fits your career path:
Claims-Made Policies are more affordable initially and work well if you’re staying with one employer long-term. They cover claims made during your active policy period.
Occurrence Policies cover any incident that happens during your policy period, regardless of when the claim is filed. They’re ideal for travel nurses, per diem workers, or RNs who change jobs frequently.
Coverage Limits
Select limits based on your practice setting and procedures:
Additional Coverage Options
Yes. Even if your employer has coverage, it protects the organization, not you personally. Your own policy ensures you have independent legal representation, covers your license defense, and protects your personal assets. It also covers side work, moonlighting, and volunteer work that employer policies don’t cover.
Not for RNs. Most registered nurses pay between $400 and $1,200 annually depending on their specialty and practice setting. That’s $35 to $100 per month to protect your career and personal assets.
Travel nurses especially need their own coverage because you’re moving between facilities and states. We offer multi-state coverage that follows you to each assignment.
Yes, if you’re properly trained and working under appropriate physician delegation. Our policies cover aesthetic procedures including Botox, fillers, and other injectables that RNs commonly perform in med spas and aesthetic clinics.
Yes. Per diem and PRN work still creates liability exposure. Your per diem facility’s insurance may have gaps or may not cover you adequately. Your own policy ensures you’re fully protected.
Medication errors are one of the most common claims against nurses. Your policy covers defense costs and damages if you’re sued for a medication error, wrong dosage, or adverse drug reaction.
Most policies include volunteer work coverage. If you volunteer at health fairs, community clinics, or charitable events, your policy typically extends to those activities.
Many RN policies include license defense coverage, which pays for attorney fees if your nursing license is investigated by the state board, even if no lawsuit is filed.
Yes. Nurses returning to practice after time off can get coverage. You may need to disclose your employment gap, but it won’t prevent you from getting insured.
Aesthetic & Med Spa RNs
Injectable procedures, laser treatments, and cosmetic services require coverage that understands aesthetic nursing. Our policies have no aesthetic procedure exclusions.
IV Therapy & Infusion RNs
Administering IV medications, vitamins, and hydration carries risks related to adverse reactions and medication errors. We cover all aspects of infusion nursing.
Travel Nurses
Working in multiple states and facilities creates unique exposure. Our multi-state policies cover you across all your assignments with one simple policy.
Wellness & Weight Loss Clinic RNs
GLP-1 injections, vitamin B12, lipotropic injections, and patient monitoring in wellness settings are all covered.
Telehealth RNs
Remote patient triage, phone consultations, and virtual care coordination are covered with appropriate telemedicine endorsements.
School Nurses
Student care, medication administration, emergency response, and health education in school settings are protected.
Ready to protect your nursing career?
Get an instant quote tailored to your specialty, state, and practice setting. Affordable rates starting at just $400 annually with monthly payment options.
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Protect your career, your license, and your financial security with malpractice insurance built specifically for registered nurses.
